The European Commission (EC) has issued a call for advice (CfA) to the European Banking Authority (EBA) regarding benchmarking of national loan enforcement frameworks (including insolvency frameworks) from a bank-creditor perspective, more specifically on data on the recovery rate and recovery times when collecting on non-performing loans (NPLs) in EU Member States. Data on the efficiency of insolvency regimes and loan enforcement are not presently gathered either at national or at EU level in a manner that produces comparable data. The EBA is requested to deliver its analysis to the EC by 31 December 2019 and a preliminary analysis of the data gathered for a representative sample by 30 June 2019.

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